Medicare Coverage Simplified. Get help with Medicare, Medicare Supplement and Part D Coverage Plans.

Why Castillo Medicare Agency?

As a client, you will experience…

Personalized Attention

We want you to have the knowledge to make the best decision for your healthcare. We care about each client’s specific needs and situation, and are there for you even after enrolling you in your insurance plan.

Access to the Best Plans

Medicare can be complicated and with seemingly endless options our goal is to simplify while giving our clients the knowledge and access that they deserve and require. Choose knowing that you’ve made the right decision.

Ongoing Support

Our support doesn’t stop once you’re covered. All clients continue to have access to our team of caring and knowledge advisors so that whenever you’re in need. We are here to help and support you.

Meet your agent Marina Castillo

Certified Licensed Insurance Agent passionate about helping others find the right Medicare coverage. Providing personal service to every detail from choosing, understanding, enrolling and maintaining the best Medicare coverage.

My services are at NO COST TO YOU

 

Types of medicare coverage​

Offering multiple plan options from prestigious insurance carriers.

Medicare Advantage

Medicare Advantage is a type of Medicare plan administrated by private insurance companies who partner with Medicare to provide both Part A (hospital insurance) and Part B (medical insurance) coverage and they often include Part D prescription coverage and other benefits not covered by original Medicare. You can think of a Medicare Advantage plan as an all-in-one plan.

Medicare Supplement Plans

Medicare Supplement plans are offered by private insurance carriers and help pay some of the remaining health care costs, such as copayments, coinsurance, and deductibles that Original Medicare doesn’t cover. These plans are often referred to as Medigap plans because they fill the gaps in Original Medicare to help reduce your out-of-pocket expenses.

Medicare Part D

Medicare Part D is the prescription drug benefit component of Medicare and is available to individuals who are enrolled in Medicare Part A and/or Part B. Medicare Part D is offered by private insurance carriers, and it can be purchased in addition to Original Medicare. Most Medicare Advantage plans include drug coverage.

Other Options

To ensure you have the right coverage at the right time, schedule a meeting with me. We’ll discussion your specific needs, and I’ll answer any questions you have.

Medicare Enrollment Periods

Many people ask me, “When can I enroll in a Medicare plan?” I want to help ensure you are in the right plan at the right time. Here is a helpful reference for enrollment eligibility periods.

  1. Initial Enrollment Period – begins 3 months before your 65th birthday an ends 3 months after the month that you turn 65.
  2. Annual Enrollment Period – begins October 15 and ends December 7 each year.
  3. Open Enrollment Period – allows you to make changes to your Medicare Advantage plan from January 1 through March 31.
  4. Special Enrollment Periods – are available under certain circumstances throughout the year, such as moving out of your existing plan’s service area or retiring from a job that previously provided your benefits.

Contact Marina

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